Tucson, Oro Valley and Marana real estate and homes for sale in Arizona, golf properties, new construction - Lucy Barraza & Associates, REALTORS® Lucy Barraza & Associates REALTORS(r) for Tucson, Oro Valley and Marana, Arizona real estate, golf properties, new construction - NUMBER1EXPERTS™ Lucy Barraza & Associates NUMBER1EXPERTS(tm) for Tucson, Oro Valley and Marana, Arizona real estate, golf properties, new construction

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Lucy Barraza & Associates, REALTORŪ, real estate agents and broker for Tucson, Oro Valley and Marana Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 520-909-7653.


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Mortgage Prequalification: Tucson, Oro Valley and Marana Arizona home buying, real estate listings, and homes for sale in Pima County, AZ
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Tucson, Oro Valley and Marana REALTORŪs to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >A Matter of Timing

Buying real estate can sometimes involve tricky timing. For example, you may have found the perfect house and are thinking about making an offer, but are feeling pressured to make a decision just when you want time to consider the matter. The agent tells you that another party is thinking about making an offer, so you shouldn't hesitate if you really want the house. What should you do? Trust your agent!

It is natural to feel some pressure from even the most easy-going real estate agent--and some uncertainty about making an offer. If you really like a house, there is always the possibility that someone else will share your enthusiasm for it. Whether your local market is active or sluggish, it is sensible to assume that another offer is likely to come in. Perhaps you can afford to "sleep on it", but moving as quickly as possible will minimize the possibility that the house will go to another buyer.

See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia
Q 
What is the largest city square in the world?

A 
Located in Beijing, China, Tianamen Square, called the "Gate of Heavenly Peace", covers 98 acres.
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Lucy Barraza & Associates, REALTORŪ, real estate agents and broker for Tucson, Oro Valley and Marana Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Lucy Barraza & Associates
Realty Executives Southern Arizona

6760 N. Oracle Rd. #101
Tucson, AZ. 85704
Phone: 520-909-7653
Toll Free: 1-800-777-6630
Fax: 520-744-8768
Email: lucy@buyandselltucsonhomes.com

Building life long business relationships with our clients has allowed us to have a strong referral based business. We invite you to find out how being Tucson natives can make a difference in your real estate transaction. Specializing in North West Tucson, Oro Valley and Marana, it's where we call home!

ABRGRICRSeProMLSEqual HousingREALTORRELO


Realty Executives Southern Arizona

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